Client For Life Program
When you're a client with ARA, you're a client for life!
Home of the "NO CLOSING COSTS" Loan Programs
Become a ARA Associate and offer your clients a wide range of cutting edge loan programs, with the most competitive rates while helping them save money on closing costs.
NO CLOSING COST LOANS
(Up to $5,000 credit towards NRCC)
We will send your client a valuable "WELCOME HOME" basket and Quarterly Scenic Cards for 1 year on your behalf asking for referrals
| Program | Rate | Points | APR |
|---|---|---|---|
| Conf 15 Yr Fixed | 6.375% | 0.000 | 6.478% |
| Conf 30 Yr Fixed | 6.999% | 0.000 | 7.066% |
| Elite Conf 15 Yr Fixed | 6.375% | 0.000 | 6.478% |
| Elite Conf 30 Yr Fixed | 6.999% | 0.000 | 7.066% |
| Elite High Bal 15 Yr Fixed | 6.750% | 0.000 | 6.833% |
| Elite High Bal 30 Yr Fixed | 7.125% | 0.000 | 7.178% |
| Last update: 2024-12-20 | |||
Rates and fees are based upon Single Family House, Owner Occupied, Purchase & 30 day rate lock period.
Conforming: $400,000 / 70%LTV / 700 Credit Score
Conf High-Balance: $647,201 / 70% LTV / 720 Credit Score
Jumbo: $970,801 / 70% LTV / 720 Credit Score
All "Elite" Products / 70% LTV / 760 Credit Score / Minimum loan amount $200K
The rates displayed are subject to change without notice.
Our mission is to provide our real estate Associates with the best service, competitive pricing, and state of the Art technology in the mortgage industry.
At American Realty Associates, we are a full service mortgage brokerage that offers conventional, FHA, high balance, jumbo and USDA loans at competitive rates and fastest industry turntimes.
